Define the need and full budget

Start with how the vehicle will be used, required space, annual distance, parking, charging or fuel access and essential equipment. Include insurance, tax, servicing, tyres and likely repairs rather than looking only at the purchase price.

New or used

A new vehicle offers known history and manufacturer support but usually higher depreciation. A used vehicle can provide stronger value, provided its condition, ownership history and maintenance record are credible.

Inspect the vehicle and its history

Check identification details, service records, previous owners, accident or repair history, corrosion, tyres, warning lights and all equipment. Uneven paint, inconsistent panel gaps and overspray can indicate previous bodywork.

Mileage should make sense alongside inspection and service records. Missing documents do not prove manipulation, but they increase uncertainty and should affect the decision.

Arrange an independent technical check

A detailing inspection cannot replace a mechanical one. For a used vehicle, an independent workshop can inspect brakes, suspension, leaks, underbody, diagnostics and safety-relevant components.

Take a meaningful test drive

Drive in conditions that reveal cold starting, steering, braking, transmission behaviour, noise and comfort. Confirm insurance and permission before the drive, and do not let a seller rush this step.

Compare payment options carefully

Purchase, finance and lease agreements have different total costs, ownership rights, mileage conditions and termination consequences. Tax treatment for a business vehicle depends on the individual situation and should be checked with a qualified adviser.

Do not assume cash automatically secures the best price, and avoid carrying or displaying large amounts of money merely as a negotiating tactic.

Put every agreement in writing

The contract should clearly identify buyer, seller and vehicle; record price, payment, included equipment, disclosed defects, agreed characteristics, delivery, date and signatures; and reflect any warranty or exclusion exactly as agreed.

Read the complete document before signing and obtain written confirmation of payments. For legal uncertainty, use professional advice rather than relying on a general checklist.

Keep control of the decision

A credible vehicle and seller withstand careful questions. If documentation, condition or terms remain unclear, pause or walk away. The right car should make sense technically, financially and in everyday use.